/* ==========================================================================
   Makwana Corporate — Business consultation
   Loads after consultation.css (shared form, success, docs, sticky).
   Business character: charcoal hero, ledger rows, structured tiles.
   Prefix: bz-
   ========================================================================== */
:root { --bz-ink: #1B1F21; --bz-mint: #7FD1B3; }

/* ---------- Hero ---------- */
.bz-hero { color: rgba(255, 255, 255, 0.72); padding-bottom: var(--space-4); }
.bz-hero__bg {
  position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(700px 420px at 15% 10%, rgba(34, 167, 122, 0.22), transparent 70%),
    linear-gradient(rgba(255,255,255,0.045) 1px, transparent 1px) 0 0 / 56px 56px,
    linear-gradient(90deg, rgba(255,255,255,0.045) 1px, transparent 1px) 0 0 / 56px 56px,
    var(--bz-ink);
}
.bz-hero__grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
.bz-hero__title { color: var(--white); max-width: 16ch; }
.bz-hero__lead { color: rgba(255, 255, 255, 0.75); }
.bz-points .cs-points__icon { background: rgba(255, 255, 255, 0.06); border-color: rgba(255, 255, 255, 0.12); color: var(--bz-mint); box-shadow: none; }
.bz-points b { color: var(--white); }
.bz-points span:not(.cs-points__icon) { color: rgba(255, 255, 255, 0.65); }
.bz-note { background: rgba(255, 255, 255, 0.05); border-color: rgba(255, 255, 255, 0.12); color: rgba(255, 255, 255, 0.72); }
.bz-note .icon { color: var(--bz-mint); }

.bz-form-card { border: 0; box-shadow: 0 40px 80px -30px rgba(0, 0, 0, 0.6); }
.bz-form-card::before {        /* accent bar */
  content: ""; position: absolute; left: 32px; right: 32px; top: 0; height: 4px;
  border-radius: 0 0 4px 4px; background: linear-gradient(90deg, var(--secondary), var(--accent));
}

.bz-req-chip { padding-right: 6px; }
.bz-req-chip__x { margin-left: auto; display: grid; place-items: center; width: 28px; height: 28px; border-radius: var(--radius-xs); color: var(--muted); }
.bz-req-chip__x:hover { background: var(--white); color: var(--ink); }
.bz-req-chip__x .icon { width: 15px; height: 15px; }

/* Business type pills (2×2) */
.bz-type__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--space-2); }
.bz-pill { position: relative; display: block; cursor: pointer; }
.bz-pill input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.bz-pill > span {
  display: flex; align-items: center; gap: 10px;
  min-height: 54px; height: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  font-size: 0.92rem; font-weight: var(--fw-semibold); color: var(--ink-soft); line-height: 1.25;
  transition: border-color var(--dur-fast), background-color var(--dur-fast), color var(--dur-fast), box-shadow var(--dur-fast);
}
.bz-pill .icon { width: 19px; height: 19px; flex-shrink: 0; color: var(--subtle); transition: color var(--dur-fast); }
.bz-pill:hover > span { border-color: var(--primary-200); }
.bz-pill input:checked + span { border-color: var(--primary); background: var(--light-bg); color: var(--primary-dark); box-shadow: inset 0 0 0 1px var(--primary); }
.bz-pill input:checked + span .icon { color: var(--primary); }
.bz-pill input:focus-visible + span { box-shadow: var(--ring); }
.field.is-invalid .bz-pill > span { border-color: var(--error); }

/* Ribbon under the hero */
.bz-ribbon {
  display: flex; flex-wrap: wrap; justify-content: space-between; gap: var(--space-3) var(--space-6);
  margin-top: clamp(2.5rem, 2rem + 2vw, 4rem);
  padding: var(--space-5) 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  list-style: none;
}
.bz-ribbon li { display: inline-flex; align-items: center; gap: 10px; font-size: var(--fs-small); font-weight: var(--fw-semibold); color: rgba(255, 255, 255, 0.8); }
.bz-ribbon .icon { width: 18px; height: 18px; color: var(--bz-mint); }


/* ---------- Requirements ---------- */
.bz-reqs__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-4); list-style: none; padding: 0; }
.bz-req {
  position: relative;
  display: flex; flex-direction: column; align-items: flex-start; gap: var(--space-3);
  width: 100%; height: 100%; min-height: 230px;
  padding: var(--space-6);
  text-align: left;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  transition: border-color var(--dur-base), background-color var(--dur-base), transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base);
}
.bz-req:hover { border-color: var(--primary-200); transform: translateY(-4px); box-shadow: var(--shadow-md); }
.bz-req:focus-visible { outline: none; box-shadow: var(--ring); }
.bz-req__icon { display: grid; place-items: center; width: 50px; height: 50px; border-radius: var(--radius-md); background: var(--bz-ink); color: var(--bz-mint); transition: background-color var(--dur-base); }
.bz-req__title { margin-top: var(--space-2); font-family: var(--font-heading); font-size: var(--fs-h4); font-weight: var(--fw-bold); color: var(--ink); }
.bz-req__text { font-size: 0.95rem; color: var(--muted); }
.bz-req__cta { display: inline-flex; align-items: center; gap: 6px; margin-top: auto; padding-top: var(--space-3); font-family: var(--font-heading); font-weight: var(--fw-bold); font-size: var(--fs-small); color: var(--primary); }
.bz-req__cta .icon { width: 16px; height: 16px; transition: transform var(--dur-base) var(--ease-out); }
.bz-req:hover .bz-req__cta .icon { transform: translateX(3px); }
.bz-req[aria-pressed="true"] { border-color: var(--primary); background: var(--light-bg); box-shadow: inset 0 0 0 1px var(--primary); }
.bz-req[aria-pressed="true"] .bz-req__icon { background: var(--primary); color: var(--white); }
.bz-req[aria-pressed="true"] .bz-req__cta { color: var(--success); }
.bz-req--other { background: var(--mint); border-color: var(--primary-100); }


/* ---------- Overview ---------- */
.bz-overview__grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(2.5rem, 1rem + 5vw, 6rem); align-items: center; }
.bz-overview__copy h2 { max-width: 15ch; }
.bz-overview__copy .lead { margin-top: var(--space-5); }
.bz-overview__copy p:not(.lead) { margin-top: var(--space-4); max-width: 58ch; }
.bz-overview__copy .link-arrow { margin-top: var(--space-6); }
.bz-ledger { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-sm); }
.bz-ledger__head { display: flex; align-items: center; gap: 10px; padding: var(--space-5) var(--space-6); background: var(--bz-ink); color: var(--white); }
.bz-ledger__head .icon { color: var(--bz-mint); }
.bz-ledger__head b { font-family: var(--font-heading); color: var(--white); }
.bz-ledger__rows { list-style: none; padding: 0; counter-reset: ledger; }
.bz-ledger__rows li { position: relative; display: grid; gap: 2px; padding: var(--space-5) var(--space-6) var(--space-5) calc(var(--space-6) + 34px); border-bottom: 1px solid var(--line); counter-increment: ledger; }
.bz-ledger__rows li::before { content: counter(ledger, decimal-leading-zero); position: absolute; left: var(--space-6); top: var(--space-5); font-family: var(--font-heading); font-weight: var(--fw-heavy); font-size: var(--fs-small); color: var(--primary-200); }
.bz-ledger__rows span { font-family: var(--font-heading); font-weight: var(--fw-bold); color: var(--ink); }
.bz-ledger__rows small { font-size: var(--fs-small); color: var(--muted); }
.bz-ledger__foot { padding: var(--space-4) var(--space-6); font-size: var(--fs-xs); color: var(--subtle); background: var(--light-bg); }


/* ---------- Eligibility tabs (3) ---------- */
.bz-tabs { display: flex; flex-wrap: wrap; gap: var(--space-2); margin-top: var(--space-7); padding: 5px; width: fit-content; max-width: 100%; background: var(--light-bg); border: 1px solid var(--line); border-radius: var(--radius-md); }
.bz-tab { border-radius: var(--radius-sm); }
.bz-tab[aria-selected="true"] { background: var(--bz-ink); color: var(--white); }
.bz-criteria li { background: var(--light-bg); border-color: transparent; }
.bz-criteria .cs-criteria__icon { background: var(--bz-ink); color: var(--bz-mint); }
.bz-docs { background: var(--white); }
.bz-docs__cols .cs-docs__col:first-child { padding-right: var(--space-4); }


/* ---------- How it works (flow with chevrons) ---------- */
.bz-flow { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: var(--space-4); list-style: none; padding: 0; }
.bz-flow li { position: relative; padding: var(--space-6); background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-lg); }
.bz-flow li:not(:last-child)::after {
  content: ""; position: absolute; right: calc(var(--space-4) / -2 - 11px); top: 50%; z-index: 1;
  width: 22px; height: 22px; margin-top: -11px; border-radius: 50%;
  background: var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m9 18 6-6-6-6'/%3E%3C/svg%3E") center / 13px no-repeat;
  box-shadow: 0 0 0 4px var(--light-bg);
}
.bz-flow__n { position: absolute; right: var(--space-5); top: var(--space-5); font-family: var(--font-heading); font-weight: var(--fw-heavy); font-size: 1.6rem; color: var(--primary-100); }
.bz-flow__icon { display: grid; place-items: center; width: 46px; height: 46px; border-radius: var(--radius-sm); background: var(--bz-ink); color: var(--bz-mint); }
.bz-flow h3 { margin-top: var(--space-5); font-size: var(--fs-h4); }
.bz-flow p { margin-top: var(--space-2); font-size: 0.95rem; }


/* ---------- Benefits (dark panel) ---------- */
.bz-benefits__panel {
  display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: clamp(2rem, 1rem + 4vw, 5rem);
  padding: clamp(1.75rem, 1rem + 4vw, 4rem);
  border-radius: var(--radius-xl);
  background: radial-gradient(500px 300px at 0% 100%, rgba(34, 167, 122, 0.25), transparent 70%), var(--bz-ink);
  color: rgba(255, 255, 255, 0.7);
}
.bz-benefits__intro h2 { color: var(--white); max-width: 14ch; }
.bz-benefits__intro p { margin: var(--space-4) 0 var(--space-7); }
.bz-benefits__list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: var(--space-6) var(--space-7); list-style: none; padding: 0; align-content: center; }
.bz-benefits__list li { display: flex; gap: var(--space-4); align-items: flex-start; }
.bz-benefits__list .icon { flex-shrink: 0; width: 42px; height: 42px; padding: 11px; border-radius: var(--radius-sm); background: rgba(255, 255, 255, 0.07); color: var(--bz-mint); }
.bz-benefits__list b { display: block; font-family: var(--font-heading); color: var(--white); }
.bz-benefits__list span { font-size: 0.93rem; }


/* ---------- Repayment preview ---------- */
.bz-repay__head { display: flex; flex-wrap: wrap; align-items: flex-end; justify-content: space-between; gap: var(--space-4); margin-bottom: var(--space-7); }
.bz-repay__head p { max-width: 56ch; color: var(--muted); }
.bz-repay__head a { color: var(--primary); font-weight: var(--fw-semibold); text-decoration: underline; text-underline-offset: 2px; }
.bz-calc { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); border: 1px solid var(--line); border-radius: var(--radius-xl); overflow: hidden; box-shadow: var(--shadow-md); }
.bz-calc__controls { padding: clamp(1.25rem, 1rem + 1.5vw, 2.25rem); background: var(--white); }
.bz-calc__summary { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: var(--space-3); margin-top: var(--space-7); padding-top: var(--space-6); border-top: 1px solid var(--line); }
.bz-calc__summary span { display: block; font-size: var(--fs-xs); color: var(--subtle); }
.bz-calc__summary output, .bz-calc__summary b { display: block; margin-top: 2px; font-family: var(--font-heading); font-weight: var(--fw-heavy); color: var(--ink); font-variant-numeric: tabular-nums; }
.bz-calc__summary output { font-size: 1.45rem; color: var(--primary); }
.bz-calc__chart { display: flex; flex-direction: column; gap: var(--space-4); padding: clamp(1.25rem, 1rem + 1.5vw, 2.25rem); background: var(--bz-ink); color: rgba(255, 255, 255, 0.7); }
.bz-calc__legend { display: flex; flex-wrap: wrap; align-items: center; gap: var(--space-4); font-size: var(--fs-xs); }
.bz-calc__legend span { display: inline-flex; align-items: center; gap: 6px; }
.bz-calc__legend small { margin-left: auto; color: rgba(255, 255, 255, 0.5); }
.bz-bars { flex: 1; display: flex; align-items: flex-end; gap: clamp(4px, 1vw, 10px); min-height: 220px; padding-top: var(--space-4); border-bottom: 1px solid rgba(255, 255, 255, 0.15); }
.bz-bar { flex: 1; display: flex; flex-direction: column; align-items: center; justify-content: flex-end; gap: 6px; height: 100%; }
.bz-bar__stack { position: relative; display: flex; flex-direction: column; justify-content: flex-start; width: 100%; max-width: 46px; border-radius: 4px 4px 0 0; background: var(--primary-200); overflow: hidden; transition: height 400ms var(--ease-out); }
.bz-bar__i { display: block; width: 100%; background: var(--accent); transition: height 400ms var(--ease-out); }
.bz-bar small { font-size: 0.68rem; color: rgba(255, 255, 255, 0.5); }
.bz-calc__chart .btn { white-space: normal; }


/* ---------- FAQ ---------- */
.bz-faq__grid { display: grid; grid-template-columns: minmax(0, 0.7fr) minmax(0, 1.3fr); gap: clamp(2.5rem, 1rem + 4.5vw, 5.5rem); align-items: start; }
.bz-faq__intro { position: sticky; top: calc(var(--header-h-compact) + 32px); }
.bz-faq__intro p { margin-top: var(--space-4); max-width: 34ch; }
.bz-faq__call { display: inline-flex; align-items: center; gap: 8px; margin-top: var(--space-6); font-weight: var(--fw-semibold); color: var(--primary); }


/* ---------- Final CTA ---------- */
.bz-final__panel {
  position: relative;
  display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: var(--space-7); align-items: center;
  padding: clamp(2rem, 1rem + 4vw, 4rem);
  border-radius: var(--radius-xl);
  background: radial-gradient(600px 300px at 100% 0%, rgba(34, 167, 122, 0.3), transparent 70%), var(--bz-ink);
  color: rgba(255, 255, 255, 0.72);
  overflow: hidden; isolation: isolate;
}
.bz-final__grid-bg { position: absolute; inset: 0; z-index: -1; background: linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px) 0 0 / 44px 44px, linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px) 0 0 / 44px 44px; -webkit-mask-image: linear-gradient(90deg, transparent, #000); mask-image: linear-gradient(90deg, transparent, #000); }
.bz-final__panel h2 { color: var(--white); font-size: clamp(1.8rem, 1.3rem + 2vw, 2.75rem); max-width: 18ch; }
.bz-final__panel p { margin-top: var(--space-3); }
.bz-final__actions { display: flex; flex-wrap: wrap; gap: var(--space-3); }


/* ==========================================================================
   Responsive
   ========================================================================== */
@media (max-width: 1080px) {
  .bz-reqs__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .bz-flow { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .bz-flow li:nth-child(2)::after { display: none; }
  .bz-calc { grid-template-columns: 1fr; }
  .bz-benefits__panel { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .bz-hero__grid { grid-template-columns: minmax(0, 1fr); }
  .bz-hero__title { max-width: none; }
  .bz-overview__grid, .bz-faq__grid { grid-template-columns: 1fr; }
  .bz-faq__intro { position: static; }
  .bz-final__panel { grid-template-columns: 1fr; }
  .bz-ribbon { justify-content: flex-start; }
}

@media (max-width: 600px) {
  .bz-form-card::before { left: 20px; right: 20px; }
  .bz-type__grid { grid-template-columns: 1fr 1fr; }
  .bz-pill > span { flex-direction: column; align-items: flex-start; gap: 6px; padding: 10px 12px; font-size: 0.86rem; }
  .bz-ribbon { display: grid; grid-template-columns: 1fr 1fr; }
  .bz-reqs__grid { grid-template-columns: 1fr; }
  .bz-req { min-height: 0; display: grid; grid-template-columns: 50px minmax(0, 1fr); column-gap: var(--space-4); row-gap: 4px; padding: var(--space-5); }
  .bz-req__icon { grid-row: span 3; }
  .bz-req__title { margin-top: 0; }
  .bz-req__cta { padding-top: var(--space-2); }
  .bz-tabs { width: 100%; }
  .bz-tab { flex: 1 1 auto; justify-content: center; padding: 10px 12px; font-size: 0.86rem; }
  .bz-flow { grid-template-columns: 1fr; }
  .bz-flow li::after { display: none; }
  .bz-benefits__list { grid-template-columns: 1fr; }
  .bz-calc__summary { grid-template-columns: 1fr 1fr; }
  .bz-calc__summary > div:first-child { grid-column: 1 / -1; }
  .bz-bars { min-height: 180px; }
  .bz-final__actions .btn { flex: 1 1 100%; white-space: normal; text-align: center; }
}